Marine Risk Insurance

Commercial Hull Insurance

Commercial Hull Insurance is designed to protect commercial vessels against physical loss or damage. This may include vessels such as workboats, tugs, barges, fishing vessels, charter vessels and other marine craft used for business purposes.

Depending on the policy, cover may include accidental damage, collision, grounding, fire, theft, storm damage, salvage costs and machinery damage. Understanding your business operation, our brokers will ensure your cover is tailored to suit the vessel type, operating area, usage and associated equipment.

Protection & Indemnity Insurance

Protection and Indemnity Insurance (P&I), provides liability protection for vessel owners and operators. It is designed to respond to third party liabilities arising from the operation of a vessel that may not be covered under a Commercial Hull policy.

Depending on the policy, P&I cover may assist with claims involving crew injury, passenger injury, third party property damage, pollution, cargo liabilities, wreck removal and legal defence costs. This cover is particularly important for businesses with responsibilities for vessel operations, crew and marine activities.

Charterers Liability Insurance

Charterers Liability Insurance is designed for businesses that charter or hire vessels and may be held responsible for loss, damage or liability arising from the use of those vessels.

This cover may help protect charterers against liabilities including damage to the vessel, cargo related claims, pollution incidents, third party property damage and legal costs.

Transit / Cargo Insurance

Transit and Cargo Insurance helps protect goods while they are being transported by sea, air, road or rail. Whether you are importing, exporting, distributing or moving goods between project sites, cargo can be exposed to damage, theft, loss and delay at multiple points throughout the supply chain. Cover can be arranged for single shipments, annual cargo movements or ongoing domestic and international trade.

Stock Throughput Insurance

Stock Throughput Insurance provides broader protection for goods throughout the supply chain, from the point of manufacture or purchase through to storage, distribution and final delivery. Rather than arranging separate cargo and property policies, Stock Throughput Insurance can provide one integrated solution for stock in transit and stock held at warehouses, depots or other locations including 3PL Warehousing Locations.

This cover can be particularly valuable for importers, exporters, wholesalers, distributors and businesses with complex supply chains. It can help reduce gaps in cover and provide greater consistency as goods move between transport, storage and distribution stages.

Marine Liabilities Insurance

Marine Liabilities Insurance is designed to protect businesses against third party claims arising from marine related operations. It may be relevant for businesses such as port operators, stevedores, freight forwarders, marine contractors, ship repairers, terminal operators and logistics providers.

Personal Boat Insurance

Looking for boat insurance for your personal vessel? Whether you use your boat for weekend fishing trips, family days on the water or longer coastal adventures, we can work with you to ensure you have the correct level of protection. Find out more.